Alcohol Policy Done Wrong :: Argumentative persuasive Alcohol Policy Essays

Alcohol Policy Done WrongWhen I was elected Inter alliance Council financial officer in December of 1997 I knew I was in for a long semester, but I never knew what might evolve. I was elected in the ignite of alcohol problems across the country. The only alcohol problem I knew of that had happened at the University of Arkansas involved a fraternity on bid twenty-four hours (the day when new freshman receive their invitation to a fraternity house). It involved two students that drank so much alcohol that they had to be rushed to the hospital. Both students were released from the hospital and the fraternity was placed on alcohol probation. I happened to be a newcomer to that fraternity as well and all alcohol probation meant to the fraternity was that they had to be a little more careful about where they drank alcohol in the house. The University of Arkansas has been very lenient in the past about enforcing the alcohol policy. The Universitys policy is dated February 22, 1974 . The policy states, Possession and use of intoxicants in public areas of University facilities (including organized houses) and at official University functions held on campus is prohibited. Persons of legal age as prescribed by state law regarding alcoholic beverages may possess and consume these beverages in the privacy of assigned student rooms. Irresponsible behavior while under the check of intoxicants is not condoned and may be subject to review and/or action by the appropriate judicial body. There has been a lot of criticisms to the alcohol policy. First, the point that it was written in 1974 attracts a plethora of criticisms. I feel that many affairs have modifyd since the 70s and the alcohol policy should also change. Another thing that attracts criticism is the way it has been forced. I have seen pictures in the University of Arkansas yearbook from 1970 that show members of fraternities sitting on the roofs of their houses drinking beer out of the can, which is a direct irreverence of the alcohol policy. I have also heard rumors that in the 80s kegs were clearly present throughout the fraternity houses. The next thing I would like to mention is the sudden change in enforcement of this alcohol policy. I have been on this campus for three years and I have seen an abrupt change in the way administrators enforce the alcohol policy.

The Evaluation Of The Microprocessor. Essay -- essays research papers

The Evaluation of the Microprocessor.The microprocessor has changed a lot over the years, says (Michael W.Davidson,http//micro.magnet.fsu.edu/chipshot.html) Microprocessor technologyis progressing so rapidly that even experts in the field are having troublekeeping up with current advances. As more competition develops in this $150billion a year business, cater and speed of the microprocessor is expanding atan almost explosive rate. The changes have been most evident over the lastdecade. The microprocessor has changed the way computers work by making themfaster. The microprocessor is often called the head teacher of the C.P.U.(or thecentral processing unit)and without the microprocessor the computer is more orless useless. Motorola and Intel have invented most of the microprocessors overthe last decade. Over the years their has been a constant passage of arms over cuttingedge technology. In the 80s Motorola won the battle, but now in the 90s itlooks as Intel has won the war.The m icroprocessor 68000 is the original microprocessor(Encarta 95). It wasinvented by Motorola in the early 80s. The 68000 likewise had two very distinctqualities like 24-bit physical addressing and a 16-bit data bus. The originalApple Macintosh ,released in 1984, had the 8-MHz found at the core of it. Itwas as well as found in the Macintosh Plus, the original Macintosh SE, the AppleLaser-Writer IISC, and the Hewlett-Packards LaserJet printer family. The68000 was very efficient for its time for example it could address 16 megabytesof memory, that is 16 more times the memory than the Intel 8088 which was foundin the IBM PC. Also the 68000 has a linear addressing architecture which wasbetter than the 8088s segmented memory architecture because it made making large(p) applications more straightforward.The 68020 was invented by Motorola in the mid-80s(Encarta 95). The 68020 isabout two times as powerful as the 68000. The 68020 has 32-bit addressing and a32-bit data bus and is available in sundry(a) speeds like 16MHz, 20MHz, 25MHz, and33MHz. The microprocessor 68020 is found in the original Macintosh II and in theLaserWriter IINT both of which are from Apple.The 68030 microprocessor was invented by Motorola about a year after the 68020was released(Encarta 95). The 68030 has 32-bit addressing and a 32-bit data busjust like its previous model, but it has paged memory management buil... ... 80-bit floating-point numbers, and 18-digit BCD (binarycoded decimal) operands it coincides to the ANSI/IEEE 754-1985 standard forbinary floating-point arithmetic. The 80387SX operates individually on the80386SXs mode, and it performs as expected unheeding of whether the 80386SX isrunning in real, protected, or virtual 8086 mode.The microprocessor mi486 also called the 80486 or the 486 was invented in 1989by Intel(Encarta 95). Like its 80386 predecessor, the 486 is a full-bitprocessor with 32-bit registers, 32-bit data bus, and 32-bit addressing. Itincludes several enhancements, h owever, including a implicit in(p) cache controller,the built-in equivalent of an 80387 floating-point coprocessor, and provisionsfor multiprocessing. In addition, the 486 uses a "pipeline" execution schemethat breaks instructions into multiple stages, resulting in much higher public presentation for many common data and integer math operations.In conclusion it is evident by the following that microprocessors are developingat leaps and bounds and it is non surprising that if by the time it hits theteachers desk or by the time you read this the next superchip will bedeveloped(Encarta 95).

Irony, Arrogance, And Oedipus Essay -- essays research papers

     "Listen to me. You mock my blindness, do you?/ But I say that you, with both your eyes, be blind" (I, 195-196). With these memorable words, the sightless prophet Teiresias totally but paints the entire tragic story of Sophocles Oedipus the King, one of the most orotund pieces of Greek literary heritage. Greeks knew and loved the story of Oedipus from childhood, just as children today nurture the story of Cinderella. In his version of the beloved tale, Sophocles concentrates his attention on the events directly leading to Oedipus destruction, portraying Oedipus as a helpless pawn of fate. The most prominent literary device is hammy irony, primarily of the spoken word, through which--especially in the Prologue--Sophocles captures audience attention, illuminates Oedipus arrogant personality, and foreshadows the events of the final scenes.     It is not difficult to understand why Sophocles resorts to dramatic irony in the constr uction of his play. He is working with much the same problem a modern-day playwright would face in fashioning a play around the Cinderella motif audience familiarity, leading to a lack of suspense. It is difficult to maintain audience interest when the conclusion and the events leading up to it are obvious to everyone. To circumvent this difficulty, Sophocles saturates his play with dramatic irony, riveting the audience with the awareness that they know more than Oedipus, letting them cringe with the delicious knowledge of the misfortunes he go out face. Sophocles employs the blindness of Oedipus to such advantage that he creates an atmosp here similar in many respects to that of a modern horror film. The audience knows the destination sound and has probably been there before, but the journey is too pleasurable to forego.     Understandably, it is the Prologue that is richest in dramatic irony, because in that scene, everyone concerned is still in complete dark ness to the equity and their ignorance therefore causes their words to carry far greater weight. Oedipus comes out to the people, moved with compassion at their suffering, and says to their spokesman the Priest "Tell me, and never doubt that I testament help you/In every way I can I should be heartless/Were I not moved to find you suppliant here" (Prologue 12-14). He will help them ... ... He seeks to make the name of Oedipus a force to be reckoned with, a terror to evildoers. And, frankly, he desires to perpetuate his name by elevating himself to celebrity status. One can almost hear the gods laughing as Oedipus builds his air castles. Oedipus shall indeed perpetuate his name--in one of the most horrible ways imaginable. He will indeed save Thebes--but he will destroy himself in the process. His name will become a byword forever. He will kick in an unending legacy not of glory and fame but of infamy and shame.     Through Oedipus the King Sophocles p resents the paradox of a man whose good side causes harm and whose wondering(a) side works good. The character of Oedipus itself is one vicious irony, for his virtues devolve into virulent vices that wreak his complete destruction. Though the story he tells is a heartbreaking and certain tragedy, Sophocles masterfully employs the tools of his craft to fashion a drama that has captured the fascination of untold generations. Perhaps therein lies the ultimate irony The name of Oedipus will always be cloaked in a pall of darkest ignominy, but that of Sophocles remains forever radiant in brightest glory.

Owning Your Own Business Essay -- Essays Papers

Owning Your Own Business There are many advantages and disadvantages when owning your own business. When you own you own business, its known as a sole proprietary. still with any type of business, there will always be advantages and disadvantages. Five advantages for owning your own business are 1) The owner receives all profits, meaning that all moolah go to the sole proprietor, or the owner, and isnt shared with anyone else. The profit is not split among partners, or split among a corporation. So when you own your own business, youre the first and only one that receives all earnings and profit. So if a person has a successful firm, he/she is the first to reap the success and rewards. 2) other advantage of owning your own business is that youre your own boss. You can set your own hours, decide what you want to do with the company, no manager to answer to. Basically, youre in charge of everything. The owner solely makes all decisions. Or in other words, youre r unning the show. 3) An additional advantage is that a sole proprietorship can be easily organized. Its easy to start your own business. First of all, it costs very little money to start your own business. As a sole proprietor, you have minimal legal requirements. The owner doesnt have to establish a separate legal entity. All that is needed is to point the company with the state and apply for an occupational license and any additional licenses required for the state. ...

The American Banking System from 1800-1810 Essay -- Banks Finances Mon

The American Banking System from 1800-1810Looking back to the outset of the 19th century, it is impossible to say that every real banking system had really been developed in the US. This is to say that, though there were roughly 120 private commercial banks that had been chartered by unexampled state governments, the so-called system was scarcely organized. It was ad hoc in nature and directly linked to the merchant banking practices of the pre-independence period. The years preceding the turn of the century were all-important(a) because they brought a interchange banking authority onto the scene. In 1789 the new federal government established a position for the Secretary of the Treasury. As we know, the first to hold this prestigious title was Alexander Hamilton. He accomplished a great deal in the 11 years leading up to the year 1800. Most notably his actions were largely responsible for the creation of the First Bank of the coupled States, which was given a charter in 1791. This thrust towards central banking was only to last 20 years, however. Up for review in 1811, the banks charter was not renewed. This paper will argue that the failure to renew the First Bank of the United States charter was a direct result of the strong ideological differences between state centered and federalist politics. Many were very skeptical around a strong centralized banking system, while others believed that the only way to create unity in the country was through a highly focused central banking system. Despite the relative efficiency of the First Bank of the United States, and despite the fact that it is widely considered to be a success by economic historians, the ordinary suspicion of banking led to its demise. In other words, this paper will argue that the 1800-1810 period was one of exhaustive tension between centralists and de-centralists. This had important and lasting effects on the banking system, the most obvious being that, in the following century, state b anks proliferated to the point where they were chartered with abandon. As John K. Galbraith noted, every location large plenteous to have a church, a tavern, or a blacksmith shop was deemed a suitable place for setting up a bank. These banks issued notes, and other, more surprising enterprises, imitating the banks, did likewise. however barbers and bartenders competed with banks in this respect (Flaherty, 1997 http//odur.let... ...institution, and based on the bitter conflicts between Madison and Hamilton over state vs. federal power, the bank itself became politicized. As state-led forces increased their popularity, it is wholly unsurprising that the First Bank of the US was one of the first things to go. ReferencesDeCarolis, Lisa Marie. The Precipice of Power (accessed 12-12-99)Del Mar, Alexander. accounting Of Monetary Systems Chapter XVII Bank Suspension Since The Era Of Private Coinage History of the World, 01-01-1992 Foner, Eric., Garraty, John A (eds) Banking The Readers Companion to American History, Houghton Mifflin New York, 1991., pg. 191Flaherty, Edward. 1997. A Brief History of Banking in the United States (accessed 12-12-99)James Madison Debates the Constitutionality of a National Bank (accessed 12-12-99)

The American Banking System from 1800-1810 Essay -- Banks Finances Mon

The American Banking System from 1800-1810Looking back to the outset of the 19th century, it is impossible to say that any square banking system had really been developed in the US. This is to say that, though there were roughly 120 private commercial banks that had been chartered by new resign governments, the so-called system was scarcely organized. It was ad hoc in nature and directly linked to the merchant banking practices of the pre-independence period. The years preceding the turn of the century were important because they brought a central banking authority onto the scene. In 1789 the new federal government established a position for the Secretary of the Treasury. As we know, the first to hold this prestigious deed of conveyance was Alexander Hamilton. He accomplished a great deal in the 11 years leading up to the year 1800. Most notably his actions were more often than not responsible for the creation of the number one Bank of the United arouses, which was given a cha rter in 1791. This thrust towards central banking was only to last 20 years, however. Up for review in 1811, the banks charter was not renewed. This paper will argue that the failure to renew the First Bank of the United States charter was a direct result of the strong ideological differences between state centered and federalist politics. Many were very skeptical about a strong centralized banking system, while others believed that the only way to create unity in the country was through a highly focused central banking system. patronage the relative efficiency of the First Bank of the United States, and despite the fact that it is widely considered to be a success by economic historians, the general uncertainty of banking led to its demise. In other words, this paper will argue that the 1800-1810 period was one of exhaustive tension between centralists and de-centralists. This had important and lasting effects on the banking system, the most obvious being that, in the following ce ntury, state banks proliferated to the point where they were chartered with abandon. As potty K. Galbraith noted, every location large enough to wipe out a church, a tavern, or a blacksmith shop was deemed a suitable place for setting up a bank. These banks issued notes, and other, more surprising enterprises, imitating the banks, did likewise. Even barbers and bartenders competed with banks in this respect (Flaherty, 1997 http//odur.let... ...institution, and based on the bitter conflicts between Madison and Hamilton over state vs. federal power, the bank itself became politicized. As state-led forces increased their popularity, it is wholly unsurprising that the First Bank of the US was one of the first things to go. ReferencesDeCarolis, Lisa Marie. The Precipice of Power (accessed 12-12-99)Del Mar, Alexander. History Of Monetary Systems Chapter XVII Bank Suspension Since The Era Of Private Coinage History of the World, 01-01-1992 Foner, Eric., Garraty, John A (eds) Banking The Readers Companion to American History, Houghton Mifflin New York, 1991., pg. 191Flaherty, Edward. 1997. A Brief History of Banking in the United States (accessed 12-12-99)James Madison Debates the Constitutionality of a bailiwick Bank (accessed 12-12-99)

Modern World Affairs

In Modern macrocosm affairs, finesse is less and less great in determine transaction between semipolitical actors. Do you agree? If so, why? If non, why not? The process of globalisation has claimed the role of traditional diplomacy, which was originally enwrapped to predominately deal with issues of war and peace between two political bodies. Traditional diplomacy is as a consequence, in a state of anachronism and is deemed losing its authoritative power in post- newfangled international relations (Leguey-Feilleux 2009, pp. -2). Despite this, traditional diplomacy is still relevant in that it is capable of broadening and deepening the content and wear of its role in current international affairs and in plastic the relations between unlike political actors. The art of diplomacy has undergone an evolution in scope and dimension in order to be used as a versatile tool to adjust to the current global environment, despite existence a useful tool even in its traditional capa urban center (Leguey-Feilleux 2009 p. 14).Therefore, although the narrow classical mode of diplomacy is being challenged, diplomacy in the fresh world is as important as ever, if not more so, and has developed the ability to adapt to todays turbulent modern world. This paper first off defines diplomacy with a brief historical evolution of the art and investigates how globalisation impacts on diplomatic roles. It then discusses and analyse the importance of diplomacy in the modern sphere. DEFINITION & REVOLUTION OF DIPLOMACY (BILATERALISM-MULTILATERALISM-POLYATERALISM)The conventional definition of diplomacy, that is, the peaceful way of relations between political entities with their accredited representatives such as envoys and ambassadors by communication, interaction and negotiation (Siracusa 2010, p. 2), has been around for many centuries and has been evolving over time. Traditional diplomacy was primarily considered to be the art of managing bilateral relations between sta tes (Siracusa 2010, p. 6) and was viewed as a actually rigid institution.Although diplomacy is still holding to the traditional practical grounds in the current international political realm, diplomacy is no long express mail to war and peace as in previous centuries and needs to been extended to deal with many issues which would be difficult to do under traditional diplomatic methodology. The traditional institution was characterised as bilateral diplomacy, and greatly focused on making treaties between two sovereign-states with its diplomatic norms typically embodied by paid diplomats (Sirasa 2010, p. ). This diplomatic method was particularly recognised during the periods of the Italian city-states in the fifteenth century when Italy appointed the first permanent ambassadors (Saner & Yiu 2003, p. 9). A sovereign state would traditionally send an envoy to former(a) political entities that had equal powers to conclude treaties and prevent wars (Rana 2007 p. 23). Then came the m odern era of diplomacy, which is said to have started with the Peace of Westphalia, the Westphalia peace negotiations, at the end of the Thirty Years War in 1648.This event saw diplomacy officially recognised as a profession (Siracusa 2010, p. 2). The major go point in diplomacy however, was between 1914 and 1918, when many nation states began to proclaim that ineffective traditional sovereignty such as the bilateral and secret establishment of diplomacy was a major cause of the First World War (Siddiqui & Alam 2010, p. 28).Woodrow Wilson, as a result of these claims, insisted that diplomacy should be more open and egalitarian in order to involve multiple states, which led to the emergence of a new style of diplomacy embedded in an open and multilateral corpse under the League of the Nations (Siddiqui & Alam 2010, pp. 28-29). These changes allowed new international institutions to emerge (Pigman 2010, p. 23). statesmanship since then has win evolved as a result of globalisatio n and can no longer be considered only in terms of relations between states (Wiseman 2004, pp. 40-41).The definition of diplomacy itself has been expanded in recent years as a result of the complexity of the current international environment, which has needed that the role of diplomacy be broadened in order to be more suitable to modern governments and other political bodies (Black 2010, p. 254). Indeed, in order to survive modern diplomacy has had to embrace multilateral and polylateral relationships by engaging more non-traditional diplomatic entities such as non-governmental organisations (NGOs), Intergovernmental organisations (IGOs), local and city governments, and transnational participations (Wiseman 2004, p. 6). fragility has the potential to play an important and integral part of relations between different political actors in this new role, and will in doing so regain some of the importance it held in previous eras. Wiseman (2004) insists that diplomacy has indeed adapt ed to a global world and moved beyond multilateralism to Polylateralism, which further layer of diplomatic interaction and relations between states and other entities (p. 41).Supranational, subnational and transnational actors such as European Union, Quebec, and Microsoft are indeed currently engaging in complicated activities of diplomacy (Pigman 2010, pp. 18-19). The incident on September 11th in 2001, for example, occurred in the United States (state) in New York by non-state actor, Al-Qaeda and there were unhomogeneous alliances and networks around the world involved to solve the resulting conflict (Saner & Yiu 2003, p. 10).The twenty-first century has undergone serious globalisation, meaning that diplomacy in its traditional but narrow talent can no longer always solve the complex multiple boundary issues that frequently present themselves and therefore must expand its institutional capabilities in order to deal with non-state actors. In many senses diplomacy has already achi eved such an evolution in practice however it still holds to its traditional guidelines as a baseline and in a theoretical capacity.The scope of the practice of modern diplomacy has certainly increased in recent times and is now without a doubt capable of dealing with complex issues. It has been developed in such a way that it will be easily adaptable to a ever-ever-changing world and can therefore be a tremendously relevant and potentially essential tool in modern world affairs. GLOBALISATION IMPACTS Diplomacy in the twenty first century has become more than the diplomacy of states and government, although the sovereign state remains as a appoint actor (Siracusa 2010, p. 06). globalisation is constantly changing the record and conduct of diplomacy and as a result it is comely more rapidly deepened and broadened in current world affairs. Diplomacy today is used to deal with concerns about a lot broader subjects such as terrorism, human rights, economy, law and climate change, w hich were not issues in previous centuries and therefore as a result new actors and advanced information technology (IT) have been introduced into the role of diplomacy (Siddiqui & Alam 2010, p. 182).One such example is the speed of the conduct of diplomacy which as a result of IT and electronic communications has increased dramatically and brought international organisations, governments and civil societies much closer together (Murray 2011, p. 726). This, as a result, has diversified the spirit of diplomacy to be less state-centric and to have a system that is less state-hierarchical (Chatterjee 2007, p. 111). The wider availability of knowledge available through the internet, has helped one of diplomacys key activities, that of gathering information for decision-making purposes.Information is not only available to diplomats but also to non-state entities and to the general public and as a result, diplomacy has become less state-centric. ill-tempered types of information however , cannot be obtained without personal contact by the diplomat, nor can computers accurately analyse, interpret and report this information. The advancement in IT has therefore by no instrument replaced the need for this diplomatic activity (Siddiqui & Alam 2010, p. 189).Ambassadors today do not simply represent a particular entity, although that is a main part of their role their primordial function is to tactically apply their technical skills in order to promote their home countries image and to nurture good relationships with their host countries (Kerr & Wiseman 2013, p. 29). Satow (1979) also asserts that human nature and national character have not altered to any remarkable extent meaning that diplomacy will always be a required part of affairs and diplomats roles cannot be replaced by IT (Gore-Booth 1979, p. 442).The new age of IT also improves the negotiation role of diplomacy. It boosts larger participation in policy discussion by members from different departments within a state and also with IGOs as discussion can take place without the necessity of being in the same physiologic location (Hamilton & Langhorne 2011, p. 233). This form of discussion was successfully applied in the negotiations with Bosnia and led to the Dayton agreement (Siddiqui & Alam 2010, p. 187). Modern technology can make diplomacy conduit a much faster process, which means that issues can be resolved quickly.In matters of international safety and other significant and urgent matters, IT has become an essential tool for negotiation in modern international diplomacy (Chatterjee 2007, pp. 114-115). Another example of the personal effects of globalisation to diplomacy is the role played by intergovernmental organisations such as the World make do Organisation (WTO) and transnational corporations. These entities play a large role in the complex international economic and political system of the modern world and affect diplomatic relations in a unique way (Saner & Yiu 2003, p. ). Diplomats usually promote their home interests to other countries in relation to commerce and backup and necessitate private investors but state and private sector relations more often involve complex negotiations that handle the terms of private foreign investment funds and trade (Siddiqui & Alam 2010, p. 184). Exxon Mobile for instance put efforts to obstruct the United States from signing the Kyoto Protocol agreement in order to avoid its additional liabilities and taxes.Similarly, Microsoft tried to hold dear its software by influencing the Philippines government to pass a new intellectual property law with the United States government (Rugman 2008, pp. 98-99). These examples show how state entities and private corporation relations affect world and domestic foreign policy. Kerr and Wiseman (2013) assert however, that the involvement of corporations is confined to making international business deals, while nation-state governments ultimately make the decisions regarding the r ules of trade (p. 9). The role of the state actor is still very essential to assess the political consequences but they may need to enlarge their capabilities in terms of diplomacy in order to deal with the non-state actors and to learn to manage the multiple boundaries of todays complex economic and political realities (Sancer &Yiu 2003, p. 2). A final example of the effects of globalisation to diplomacy is illustrated through the issue of the rise of terrorism and localised wars.Global governance institutions (intergovernmental organisations) such as the United Nations (UN), the supranational Court of Justice (ICJ) and International Atomic Energy Agency (IAEA) have developed the appearance of holding importance international status (Siddiqui & Alam 2010, p. 184), but in reality may not be as productive as dealing with such issues as publicly assumed. The UNs ability as an effective go-between is unfortunately somewhat exaggerated, mainly due to a lack of military or significant cash flow of its own. It can hardly be a successful mediator without adequate resources.The Somalia intervention from 1992 to 1995, for instance, was a UN and US arranged Unified Task Force (UNITAF) that resulted in disastrous consequences because of a lack of humanitarian aid and other resources that were originally promised (Ketcher 2010, p. 20). Berridge (2010) asserts that intergovernmental organisations are free-booting amateurs with limited usefulness (p. 254). State actors such as official diplomats therefore should be in a key and immensely important position to monitor and regulate global governance institutions in order to ensure the maintenance of appropriate operation (Chatterjee 2007).CONCLUSION Diplomacy as a superior institution is constantly evolving its definition and its practices while still remaining loyal to the key principles that were forged at the Vienna Convention on Diplomatic relations in 1961. Globalisation and the technological revolution have speedily changed the nature of diplomacy in terms of technology-based international relations, complex internationalisation problem solving, changing the international system of trade and commerce and the holding a pivotal involvement in IGOs and transnational corporations.Diplomacy today is as a result becoming more rapidly depended and broadened in the world affair. Furthermore, it also has made it possible for non-state actors to establish supra-territorial relationships so that while state actors still hold a crucial status, they are able to actively cooperate with non-state actors to secure position and expand knowledge (Saner & Yiu 2003, p. 29).Despite contrary opinions diplomacy has clearly and successfully adapted to the modern world and as a result plays a very significant role in the relation between different political parties, albeit a slightly different and expanded role that is traditionally filled. In view of this it is likely that diplomacy will continue to be a very effecti ve tool, capable of shaping and moulding modern world affairs between the different political partners and in doing so will continue to control the forefront of international relations in the future.

Types of Listening

Types of hearing Here are six types of listening, starting signal with basic discrimination of sounds and ending in qabalisticcommunication. discriminatory listening Discriminative listening is the most basic type of listening, whereby the difference between difference soundsis identified. If you cannot sympathize differences, therefore you cannot make sense of the heart and soul that is expressed by much(prenominal) differences. We learn to discriminate between sounds within our own language early, and later areunable to discriminate between the phonemes of different languages.This is one reason why a mortal from onecountry finds it difficult to speak another language perfectly, as they are unable distinguish the subtle soundsthat are required in that language. Likewise, a person who cannot hear the subtleties of emotional variation in another persons voice will be lesslikely to be able to discern the emotions the other person is experiencing. Listening is a visual as well as auditory act, as we communicate much throughbody language. We thus alsoneed to be able to discriminate between muscle and skeletal movements that specify different meanings.Biased listening Biased listening happens when the person hears only what they want to hear, typically misinterpreting whatthe other person says based on thestereotypesand other biases that they have. Such one-sided listening isoften very evaluative in nature. Evaluative listening In evaluative listening, or critical listening , we make judgments about what the other person is saying. We try out to assess the truth of what is world said. We also judge what they say against ourvalues, assessingthem as trusty or bad, worthy or unworthy.Evaluative listening is grouchyly pertinent when the other person is trying to persuade us, perhaps to assortment our behavior and maybe even to change ourbeliefs. Within this, we also discriminate betweensubtleties of language and comprehend the inner meaning of what is said. Typically also we weigh up the prosand cons of an argument, determining whether it makes sense logically as well as whether it is helpful to us. Evaluative listening is also called critical, judgmental or interpretive listening. Appreciative listeningIn appreciative listening, we seek certain information which will appreciate, for example that which helpsmeet ourneedsandgoals. We use appreciative listening when we are listening to good music, poetry ormaybe even the stirring words of a great leader. Sympathetic listeningIn sympathetic listening we care about the other person and show this fretting in the way we pay closeattention and express our sorrow for their ills and happiness at their joys. Empathetic listening When we listenempathetically, we go beyond sympathy to seek a truer understand how others are feeling.This requires excellent discrimination and close attention to the nuances of emotional signals. When we arebeing truly empathetic, we actually feel what they are feeling. In order to get others to expose these deep parts of themselves to us, we also need to demonstrate ourempathy in our demeanor towards them, asking sensitively and in a way that encourages self-disclosure. Therapeutic listening In redress listening, the listener has a purpose of not only empathizing with the speaker but also to usethis deep connection in order to help the speaker understand, change or develop in some way.This not onlyhappens when you go to see a therapist but also in many social situations, where friends and family seek toboth diagnose problems from listening and also to help the speaker cure themselves, perhaps by somecathartic process. This also happens in work situations, where managers, HR people, trainers and coachesseek to help employees learn and develop. family kind listening Sometimes the most important factor in listening is in order to develop or sustain a relationship.This is whylovers talk for hours and cling closely to what each other has to say when the same words from someoneelse would seem to be rather boring. Relationship listening is also important in areas such as negotiation and sales, where it is helpful if the otherperson likes you and trusts you. False listening False listening occurs where a person is pretending to listen but is not hearing anything that is being said. They may nod, smile and grunt in all the right places, but do not actually take in anything that is said.This is askill that may be alright honed by people who do a lot of inconsequential listening, such as politicians androyalty. Their goal with their audience is to make a good impression in very on the spur of the moment space of time before theymove on, never to talk to that person again. It is also something practiced by couples, particularly where oneside does most of the talking. However, the need for relationship here can lead to this being spotted (Yourenot listening again ) and consequent conflict. Initial listeningSometimes when we listen we hear the first few words and then start to think about what we want to say inreturn. We then look for a point at which we can interrupt. We are also not listening then as we are spendingmore time rehearsing what we are going to say about their initial point. Selective listening Selective listening involves listening for particular things and ignoring others. We thus hear what we want tohear and pay little attention to extraneous detail. Partial listeningPartial listening is what most of us do most of the time.We listen to the other person with the best of intentand then become distracted, either by stray thoughts or by something that the other person has said. Weconsequently dip inside our own heads for a short while as we figure out what they really mean or formulate a question for them, before coming back into the room and starting to listen again. This can be problematicwhen the other person has moved on and we are unable to pick up the threads of what is being said. We thuseasily can square up into false listening, at least for a short while. This can be embarrassing, of course, if theysuddenly ask your opinion.A tip here own up, admitting that you had lost the thread of the conversation andasking them to usurp what was said. Full listening Full listening happens where the listener pays close and careful attention to what is being said, seekingcare in full to understand the full content that the speaker is seeking to come in across. This may be very active form of listening, with pauses for summaries and testing that understanding iscomplete. By the end of the conversation, the listener and the speaker will probably agree that the listenerhas fully understood what was said.Full listening takes much more effort than partial listening, as it requires close concentration, possibly for aprotracted period. It also requires skills of understanding and summary. Deep listening Beyond the strong suit of full listening, you can also reach into a for m of listening that not only hears what issaid but also seeks to understand the whole person keister the words. In deep listening, you listen between the lines of what is said, hearing theemotion, watching thebody language, detectingneedsandgoals, identifyingpreferencesand biases, perceivingbeliefsandvalues, and soon.

The Low-Wage Worker wanting the American Dream

What she truly experienced was someone stepping out of her comfort zone into a life that she was not born onto. Again, though, her main idea was to find a job and be able to survive income for expenses. In reality, those working in a low- hire job ar skillful trying to survive, and hoping by the end of the day they have broke regular, even though most dont. In overwinter Coat, Terrier Grif satisfyh, tells the story of what its manage growing up wretched and wanting to be different. Griffith states that the thing most being poor is that you know what it means to be poor and theres always someone poorer than you. (Tea 61 ) Griffith talks about what it was like wearing hand me downs, being in the free lunch program, and other crystalizeifications, like rest in the free lunch line, that sometime embarrassed her. Her mother wanted her to have a future different than the one she was raising Griffith in. Because of the pressure from her mom, she realizes that without the auspice s economic stability provides, this is no room for failure. She had no room to fail. (Tea 64) She was raised to take the safe road. Griffith talks about the class of mint, especially by what they be wearing, and explains that by comparing the different coats people wear on the train that she rides. She realizes that some people continually deal tit wanting the American moon everyday. What about the American Dream, the theory that with hard work and perseverance people can transcend in the class in to which they are born? expect to believe in it, and I dont. Class is about more than than money its about safety and security, knowing that what you have today, you will have tomorrow.Its about having faith and feeling safe in the knowledge that when my coat gets worn out, there will be other coats. (Tea 65) No matter what class people are in, I believe everyone is trying to live out their definition of the American Dream. The cost for this hope can be life hanging. In The Just-A dd-Water Kennedys and barbeque Bread Violence, Polyester, starts off her story focusing on the American Dream. Polyester states, Fewer than one percent of Americans break out of the class they are born into. (Tea 67) She goes on to tell about her parents and their intake of class jumping, and how they devote their lives to it.To her parents, the working class neighborhood, where they lived, was only temporary. Her parents wanted better. Even her grandparents wanted better. It was embedded into each generation that you could lead higher up in class, with just the right job, the right education, and the right privileges. Her family struggled with this for years. The only purpose of the children was to arrest wealthy. When her father landed a job that provided more money, her parents felt that they had fulfilled their dream, the American Dream. Polyester states Their dream for us hadnt died.Higher education, to my parents, was still a way for their children to jump class No matter how hard they tried to handle us into just-add-water Kennedys, all fifths posturing failed, and so did college. The bottom line was that were lower class, and there was no way we could be any different. (Tea 73) Though the stories are different, the results are the same. Just as Polyester states, very few Americans break out of the class they are born into, though many want to believe its possible. In Rehearings journey, she tries to become lower class, scarce does not succeed.She sets rules and limits, whereas, most lower class dont have rules or limits, only their basic need is to survive. The lower class tries to learn it to make it to the next month, with the hope that tomorrow they wont need as much. Their dream is that their children will do better than they did, with the hopes that one day, just maybe class can be jumped, if not by them, then maybe their children. When it comes to the relationships of the lower class, look at the relationship Polyester had with her parent s. Her parents tried and pushed hard to come out of the class they were in.They tried to fit in, to be different. It was embedded into them by their parents, that they were not worth anything unless they succeeded. This was their reward. Her parents pushed, both them selves and their children. When her father failed, he couldnt deal with the shame and later committed suicide, only apologizing to his parents for failing. To him, to succeed was to be rich to fail was to be poor. After his death, her family went their separate ways. Polyesters family was only unneurotic to become rich, to jump a class. But when life showed them that they couldnt they didnt stay together.I dont think it matters which class you are, if your family falls apart, it was together for the wrong reasons. I look at my own family situation when I read all three of these stories. Grew up in a lower class family. Both parents had to work to make ends meet. We were not the poorest of the poor, but there were times where we had to rely on the DOD pantry to eat or sign up for help at Christmas just to get presents. L, in no means, thought I would ever stay there. My parents never pushed me to be better then they were, but believe they wanted more for my siblings and me. My parents divorced when I was young and both remarried.I lived with my mom and step dad, where money was tight and I wore hand me downs from my cousin. My dad and his wife had a different life. Though both worked, their kids always had new clothes, and the latest video games. They had a new house, where mine flooded every time it rained. I was on the border of lower and middle class. I went on to Bible College, where I pursued a dream of working in childrens ministry. To my father, it was a ware of my time, as I would make no money from it. When was done, I found myself working in a call center, at a low wage job, making just enough to make ends meet.After I was married I became a nanny, barely making minimum Wage and having to pay my own taxes. right away we had one child. My husband and I struggled for years, as he was laid off from his job and then tried to start his own business. There were many wellness issues that got ignored because we didnt have health policy. I tried selling Mary Kay Cosmetics, buying into he notion that I could be rich like her if followed the dream Mary Kay laid out for us. The dream ended as a business loss, and costing us more, than I had put into it at the beginning.Reading all three of these accounts had me relating to many of the situations the authors found them selves in. Griffith accounts of being poor and wanting to be different, reminded me of when I was younger and use to tell stories of my parents being a pilot or working for the government, just so I could fit in. Though the story wasnt true, the desire to fit it was deep rooted, and to this day I even find myself wanting to dress icier, and even more up-class, just so the world wont know I am still lower class . Who is to know that my clothes came from goodwill or a service department sale?Polyesters parents remind me of my own father, who believes that a stay-at- home mom doesnt amount to much, and that a college degree really shows what you are worth. My father wasnt the extreme like Polyesters father, but am continually asked about how much I make, or when I will graduate. I have been promised many things, as long as I finish my degree, because to him, that is all that matters. As for Rehiring, the people she worked with in err low-wage jobs remind me of myself sometimes, I still dont think she could ever truly feel the true emotions of what it is like to be in a low class family.Struggling to make ends meet. Would love to switch places with her and see if she could handle the stress that seems to follow when you are a wage-earning working family. I have dreamed of living the American Dream. To own a home, have good schools for my children to attend, to not worry about how much I spen d at the grocery store, or even be concerned when or if the bills will get paid. Want a life where health insurance isnt an issue, and Im not living paycheck to paycheck. I have to believe its possible to obtain it, to have hope.

Sanofi-Aventis Pakistan Limited Pharmaceuticals vs Glaxosmithkline

Effects of Quality Management on Domestic and worldwide Competition In Pakistan, Sanofi-Aventis and GlaxoSmithKline are pharmaceutical companies that market popular products and carry very similar medications. Companies like these chip in the mission and responsibility of providing medicines and vaccinations to better states live in different countries and communities. One of the largest and leading pharmaceutical companies in Pakistan is the Sanofi-Aventis Pakistan Limited.The chains put most of their focus on therapeutic areas such as cardiovascular, thrombosis, oncology, central nervous systems function, metabolic disorders, internal medicine, and vaccinations (Sanofi, 2010). GlaxoSmithKline is also kn declare for developing some of the nations leading world(prenominal) medicines in the field of HIV/AIDS, tuberculosis, and malaria. The strategic management methods this manufacturer has chosen to use has made them a leader in the industry, among its competitors with respect t o changing markets and growth trends.In 2007, the bit one rated pharmaceutical company was GlaxoSmithKline, which has fount its continued success in making very wise blood line decisions like delivering almost 1 billion vaccines to developing countries in 2009 (GlaxoSmithKline, 2010). Diseases such as cardiovascular issues, thrombosis, cancer, diabetes, HIV/AIDS, malaria, and other study illnesses bring forth been crucial public health issues for Pakistan because they have been proven to be a main contributor to the total global mortality rates.It is for this reason that companies like Sanofi-Aventis and GlaxoSmithKline have concentrated so much of their research efforts on those circumstantial issues and areas. The result has resulted in a world-renowned reputation of expertise for both in the industry. The following paper will explain why the medications that are produced by the companies above are competitive in both domestic and global markets, and it will compare and co ntrast the quality management for these two arrangements.Sanofi-Aventis is a multi-national organization and is currently the third-largest pharmaceutical group both France and Europe. It is an completely-inclusive business as it conducts research, development, manufacturing, marketing the featured pharmaceuticals, and the company was formed in 2004 when the initial company, Sanofi-Synthelabo, bought out Aventis. Aventis had primitively rejected the bids, and this turned into a three-month war until Sanofi-Synthelabo finally offered the acceptable bid of $54. 5 billion (Sanofi, 2010).After the bidding war was over, the Chairman of Sanofi-Aventis, Jean-Francois Dehecq, and the CEO, Gerard Le Fur, started the demonstrate of emphasizing the importance of customer service and their commitment to excellent service for the pile who relied on their medications. Over the last several years, pricing and other motley competitive methods and strategies of companies like these have been c hanging with technological developments, economic changes, federal legislation, and state drug substitution laws (Federal, 2010).With these impending changes, the boilersuit market has undergone geomorphological transformations as well that include the growth of the market for generic drugs, and company consolidations. The nature of this kind of competition is naturally subject to constant globally institutional and structural changes. GlaxoSmithKline has had a very notable history in the pharmaceutical industry as well since the early eighteenth century, and they are headquartered in the U. K. This company conducts business in the U. S. and boasts an estimated seven percent of the worlds total pharmaceutical market.Both companys visions and plans were to become new, progressive companies were with great enthusiasm and vigor, as they had a clear vision of the desire to motivate the employees in almost 100 countries. Luckily, they already demonstrated an extensive portfolio of cutt ing-edge medications, reliable service to their patients and an overall commitment to the quality of life, so these factors enabled the company to continue to achieve their performance goals and meet the responsibilities they had to their communities.Coupled with evolving information technology and regular industry changes, there was and continues to be an increasing benefit and need for companies to choose and then charge differing prices to people in corresponding economic brackets. The competitive implications of these differential pricing tactics have offered companies like Sanofi-Aventi and GlaxoSmithKline the opportunities to spread their business over larger areas, more hospitals, and to involve themselves in other segments of demand by making themselves more flexible in the industry.These kinds of practices have probably changed the way they have partially because specific types of buyers as well as manufacturers have adopted and implement cost-controlling measures that are similar to those that have been used by traditional hospitals (Federal, 2010). The Sanofi-Aventis Industrial Affairs organization has been proven to be totally committed to providing the highest quality of service to its customers and patients, taking into consideration all of the current protocols of the Good Manufacturing Practices (GMP) the company takes from its plants that are based at Karachi & Wah Cantt (Sanofi, 2010).As with almost any other organization, quality and the amount of productivity are very important and regularly monitored, and there is a great emphasis placed on maintaining Health and Safety codes in order to keep the employees safe on the job. During 2005, the Industrial Affairs department of Sanofi-Aventis continued to focus on committing their time and energy to providing the highest quality of customer service, while meeting their own production goals.GlaxoSmithKline has been experiencing their own specific challenges due to regulatory issues, patent expira tion issues, and increased pressures that are coming from different healthcare providers that have created an environment of tension, lower growth rates, and higher(prenominal) risk for the company. They are addressing these challenges with three priorities grow and expand on a diversified global business foundation, delivering quality products of high value, and finally simplifying the general in operation(p) model.The Pakistani pharmaceutical market has been and remains to be weighed down with financial and producing difficulties. Government regulations and control over fixed prices has made many of the drugs offered unaffordable to consumers, and this has resulted in people searching for what they need on the b insufficiency market at increased prices, or the drugs have just disappeared completely.In this kind of high-tension environment, both global manufacturers and local foreign-owned companies have proven that they are not able to gravel the profits needed for capital inves tment. Currently, there are no formal public drug reimbursement programs, although patent laws became more regulated in December 2000 (Sanofi, 2010). In the year 2002, Pakistans regulation laws became even weaker than they had been.In reaction to this, the formation and recruitments of drug inspection teams were brought in to investigate the manufacturing and sales of fraudulent drugs, but unfortunately have not had satisfactory results so far, largely due to a lack of necessary resources and various bureaucratic complications. Though both Sanofi-Aventis and GlaxoSmithKline have been suffering from the declines of sales and the resulting losses in profitability for the past few years, the companies continue to make every effort to not only regain their positions in the industry, but to exceed expectations.The ways in which quality management can have major affects on the current position of both of these companies in both a domestic and the global market are to keep their focus on t heir philia competitive edge and to work to further improve its internal controls within each company. The sales forces for any pharmaceutical company are considered to be the back-bone of the industry, and both companies will most likely begin to thrive when they create and develop a successful sales force to improve their future prospects as the parsimoniousness improves

English Doc

Heda Margolius Kovaly who wrote Under a Cruel Star writes about her horrible, suffering and tragedy vitality she endured offset printing in the Nazi communist rule in her citizen Czechoslovakia. She was born in Prague to a Jewish family. She was young at the time when the Germany attacked Czechoslovakia during the World War II. Heda was in concentration camps during the World War II she escaped from the Nazi, she hardly survived, but her family died. At the end of the war she returned to Prague and took part in uprising against the Germany in whitethorn 1945, she got married to an old friend, named Rudolf Margolius who is Jewish too.I will be writing about how Heda Kovaly suffered under the Nazism and had high hope for communism, how she sentiment liberty and how it changed after her life changed too. Moreover, how Rudolf trial changed her life. Heda suffered a lot to escape from the camps, but her insists and demand to be free were more powerful than her fear of dead. People oft en ask me How did you bonk? To survive the camps To escape Everyone assumes it is easy to die but that the struggle to live requires a superhuman effort. Mostly it is the other way around. There is, perhaps, nonhing harder than delay passively for death.Staying alive is simple and natural and does not require any particular resolve. (16). Towards the end of the war, Heda managed to escape from a death march to Bergen-Belsen and get to Prague. She fought for her face-to-face freedom, but freedom perspective changed when she escaped from Nazi concentration then by joining the communist party thinking Friends were too scared of the punishments they would face if they helped her and she was wandered around the city for days trying to avoid arrest. After the end of World War II was ended the soviets had taken over Czechoslovakia Kovaly meaning of freedom change as her life changes.She united with her beloved Rudolph who got married and had son. They were struggling to find a house a fter they were sent to camps. At the end they were prone a small apartment. Kovaly explains although we continually hoped for freedom, our concept of freedom changed. (60). Her concept of freedom before imprisonment was that it was natural and self evident. By the end of their time in the camps, many prisoners came to accept the view that freedom is something that has to be earned and fought for, a privilege that is awarded, like a medal. (60-61). She clarified how it was impossible for the Czech people not to become somewhat twisted. Kovaly had fought for her personal freedom when she had escaped. From her experience and the problems she faced while she was escaping the camp, made her well aware of the politics around her. She was very intellectual and had her own opinion and she acknowledged the fact that Our democracy had allowed the growth of the fascist and Nazi parties which in the end destroyed it (57).She clarified that people were willing to reverse extremely hard to a chieve their goal, that they want to rebuild the world. She always mentions how hard her husband worked to the party and many innocent people were thrown in jail. Hedas life was different from all the other people in Czechoslovakia, because she was married to a man who was enrolled in the government administration. She had a unique point of view into the communist working government because her husband was a deputy minister in Czechoslovakian government. That helped Heda a lot to see the hypocrisies

Benefits of Electronic Medical Records

Benefits of Electronic Medical Records Stephanie Fine HCS/490 December 5, 2011 Cindy Perkins Benefits of Electronic Medical Records * In 1972, the Regenstreif Institute developed the first medical examination records system (Unknown, History of Electronic Medical Records, 2011, Para. 3). Since then, wellness assist facilities across the nation are beginning to see the benefits that electronic medical records have on both(prenominal) health care suppliers and unhurrieds as well.This base will discuss the benefits of electronic medical records for patients as well as one flavor relating to the value and importance of maintaining confidentiality when using this direction of communication. This paper will provide at least one reason this mode is an effective means of communication among consumers and providers and explain how this mode of communication differs from others. Finally, this paper will show how media and mixer networking change communication in health care as well a s how electronic medical records set up be used to market health care products or services. Although there are many benefits for patients and Electronic medical records this paper will focus on the top three. The first benefit would be that Electronic medical records (EMRs) help improve the care of patients and reduce medical errors in affects offices (Huckestein, 2011, Para. 1). This is because all of a patients medical records are unbroken in one place and accessed through a secured web portal by any provider that the patient must see.This leave less room for errors due to unspoken information that can be critical to the patient besides forgotten to set up to the provider much(prenominal) as allergies, medications, and previous diagnoses. The second benefit would be the ease of access. Most health care facilities that use electronic medical records alike use e-prescriptions as well. Prescriptions are electronically sent directly to pharmacies and are ready to be picked up a fter the office visit (Huckestein, 2011, Para. 5). This helps to cut go across on time and eroors made in patient medications.Along with quick prescription services the patient does not always have to wait for the doctors office to open to request information from their providers. Patients may also be able to request referrals, prescriptions refills, and appointments through the Internet from their physicians offices (Huckestein, 2011, Para. 5). The third benefit of electronic medical records for patients is the comfort of knowing that their medical records are kept safe , secure , and will never be lost. Keeping these records electronically, especially in the cases where patients can also gain access to them, means the patient wont be left without the records she may need (Torrey, 2011, Para. 7). This is especially comforting to have if the health facility were slip away to close or go out of buisness. The patient knows that he or she will still have all necessary records to cont inue with the health care that he or she needs. * While ease of access is very important, security of electronic medical records is just as important. health providers are required to concentrate by all HIPAA laws within the office as well as electronically. It is very important that not only health care staff but patients as well keep all passwords and user information to themselves and never reveal security information with others. This helps to ensure that all medical information is kept safe and free from identity theft and other crimes involving sharing or reveling medical information to anyone who is not authorized to view it. One reason this mode is an effective means of communication between consumers and providers the ease of access to all medical records in the event of an emergency situation. When a patient is well or seeing a provider for non emergency situations they are able to provide accurate information needed to help keep electronic medical records up to date. Thi s data is kept in the same file and used to help the patient in the event of an emergency that perhaps the patient is unable to pronounce or inform the health providers of their medical history, medications, and or disease or illnesses they may have. At most, quick access to our records can be lifesaving if an emergency occurs and answers to those questions are needed during the emergency decision-making process (Torrey, 2011). This can be very useful if the patient happened to be on vacation or out of town. It can offer up a single, shareable, up to date, accurate, rapidly retrievable source of information, potentially available anywhere at any time (Unknown, Electronic Medical Records, Electronic Health Records , 2011, Para. 12). * It is clear that electronic medical records are beneficial and different from any other mode f communication. This is because it is a direct link between both the provider and the patients. It is also set up to still be available regardless of a trag ic event such as 911. Paper files, fax, and border messages can be destroyed in a flood or fire but electronic medical records are here to stay. Large weighing machine EMR systems replicate their stored records in several places across the country so that one tragic event wont destroy them (Torrey, 2011, Para. 4). * Another area that can be benefited by electronic medical records is health care product and service providers.Just like the ads one may find on social networks like flavor book and MySpace, ads for health care products and services can be place on the web portals that patients and providers use to obtain their electronic medical records. On the patient side, the patients can see new and upcoming health care products that they can discuss with their providers to help with medical issues. They can also see service ads for sites such as Web MD and the Mayo Clinic that help answer other questions they may have regarding healthier lifestyles and other information.On the pr ovider side, there could be ads on new medications and drug reps that can help them decide what medications they would like to prescribe in their facility. * In conclusion, electronic medical records are a vast step forward in the health care world for both providers and patients. This paper has discussed the benefits of electronic medical records for patients as well as one aspect relating to the values and importance of maintaining confidentiality when using this mode of communication.This paper has provided three reasons this mode is an effective means of communication between consumers and providers and explained how this mode of communication differs from others. Finally, this paper has shown how media and social networking change communication in health care as well as how electronic medical records can be used to market health care products or services. * References Huckestein, D. (2011). Patients Benefit from Electronic Medical Records. Retrieved from IHA http//www. ihacares . com/index. cfm/news-room/patients-benefit-from-electronic-medical-records/ Torrey, T. 2011, April 11). The Benefits of Electronic Medical Records (EMRs). Retrieved from About. com http//patients. about. com/od/electronicpatientrecords/a/EMRbenefits. htm Unknown. (2011, September 14). Electronic Medical Records, Electronic Health Records . Retrieved from inconsiderate Clinical http//www. openclinical. org/emr. html Unknown. (2011). History of Electronic Medical Records. Retrieved from http//www. nasbhc. org/atf/cf/%7BCD9949F2-2761-42FB-BC7A-CEE165C701D9%7D/TA_HIT_history%20of%20EMR. pdf * * * * *

Consumer Behaviour-Travel and Tourism Essay

I requisite to do this Whats This? .. . suitcases image by Alexander Ivanov from Fotolia. com Many factors influence travel and tourism consumer behavior. As of 2010, the global travel industry contributed 9. 2 percent of the worlds total gross domestic product, according to the World Travel and Tourism Council. nation travel for work, to visit family and friends and for pleasure. When it comes to making choices ab proscribed where and how to travel, multiple factors influence travel and tourism consumer behavior. Global Economy.Travel is often seen as a luxury, and when people be earning less or worried about earning less, they may eliminate travel from their budgets. As the world economy struggled in 2009 and into 2010, the travel industry suffered along with other(a) businesses. According to the World Travel and Tourism Council, global travel and tourism was down nearly 5 percent in 2009, specifically due to a struggling economy. Still, as the economy bounces back, the tourism industry will as hygienic. The World Travel and Tourism Council predicts a 3.2 percent growth in the travel and tourism industry in 2011. meshing and Social Media Consumers have instant access to reviews and opinions about travel spots and accommodations around the world, as well as airlines, car rental agencies and other related travel companies. More and more, people turn to the Internet to research potential trips and seek out bargains. Thus, the Internet and social media dismiss influence consumers travel choices. According to The Digital Letter, reviews on sites like TripAdvisor can make or break a destination. Prospective travelers can read reviews and find out if others found the hotel to be clean and the staff courteous, or if the service they will receive is worthy of their time and money. The Digital Letter points out that travelers can learn everything they want to know about a destination in a matter of minutes on sites such(prenominal) as Facebook, peep and Google . While a businesss website can also play a factor in consumer choice, if independent online reviews arent consistent with the companys claims, travelers are likely to make a different selection.Personal Budgets Even with a bad economy, some people still need or want to travel. In 2010, savvy travelers have many ways to find deals online and cut their costs before heading out the door. Airlines offer online specials for discount flights and last-minute trips, and companies such as Kayak exist solely to gather the best travel deals on the Internet into one place, so shoppers can compare prices. Travelers no prolonged need to rely on the standard price for transportation or accommodations. They may now make their travel choices based solely on price. .

How the Brain Impacts Learning Essay

The brain is a really complex and amazing organ that consists of devil very significant halves. The right cerebral hemisphere and the left(p) hemisphere, twain of these effect how we learn and action information. In most cases we have a dominate font whether it be the left or right side. In some cases it is found that there ar whole brained thinkers pulling information from both sides of the brain. Lets cover how the brain works, what subjects each side learns and how it processes information, training techniques for the right, left and whole brained learners.The brain is made up of two halves, or hemispheres the left brain and the right brain. The brain is divided into two distinct and crystalise parts by a fold that runs from the front to the back. These parts are connected to each another(prenominal) by a thick cable of nerves at the base of each brain, called the corpus collosum. A good analogy is that of two separate, incredibly fast and immensely powerful computers , each running antithetical program from the same input, connected by a network cable, or the corpus collosum.The left hemisphere of our brain is wired to the right side of our body and vice versa. This even applies to our centres, with information from our right eye going to the left hemisphere and information from our left eye feeding the right hemisphere(Eden, leftover brain right brain) The left and right side of the brain have different styles to process how they take in information and learn different subjects. Lets start with the right side of the brain and see how it works in this elan.The right hemisphere process the information best with exhibit instructions, looking for patterns, similarities, open ended questions, drawings and is free with its feelings. Right-brain students are the dreamers. They idler be very intelligent and very deep thinkersso much so that they bum get lost in their own miniscule worlds. They make great students of the social sciences and the arts. (Fleming, 2011) The Left side sees things differently than the right side preferring verbal instructions, licit thinking, talking and writing, multiple choice testing and controls feelings. Dominant left brain students will be to a greater extent organized, theyll watch the clock, and theyll analyze information and process it sequentially.They are often cautious, and they follow rules and schedules. Left brain students are strong in math and science, and can answer questions quickly. (Fleming, 2011) The whole brained learners or essence brained learners, are the ones that can use both sides to processes the different information which is a great benefit to their success in life. They can look at a situation and choose which side would best solve the situation. Students who are middle brain oriented can have strong qualities from either hemisphere. Those students can benefit from logic from the left and intuition from the right. (Fleming, 2011) We are all different in the w ay we use our brain some having a dominate side and some utilizing both sides. Thus leaving the question of how teaching techniques can plague both sides? Teachers have a great responsibility teaching our children and they should teach in a way that can stimulate both sides of our brain or better yet the whole brain.It is important to drive in what types of thinkers you have in your classroom so they can be better taught. The examples above should give you an melodic theme of how the right, left and middle brained thinkers take in the information so lets move in front to how you can help teach them better. For many students, particularly those who are right-brained, a visual, such as a picture or 3-D model, can help them better understand a concept. Another way to help right-brained students is to pair music with learning.Have students make up a song intimately record facts and sing it to the melody of a familiar song such as On Top of sr. Smoky. Let these students see, feel , and touch things. Right-brained students also seem to thrive when doing group or hands-on activities. (Quantum Learning, 1999, p. 31) Activities should take divided up learning, group discussions, role-playing and experiments. These learning techniques will greatly benefit our right brained learners. To help left-brained students, provide information in very logical sequencesfor example, make (numbered) lists for them. Another way to help students with a left-brain preference is to give them typed or printed directions. Let these students do their work step by step. Left-brained students seem to thrive when following plans and having structure with activities. (Quantum Learning, 1999, p. 31) Activates should include analysis, research, realistic projects and worksheets. These learning techniques will benefit the left brained thinkers.Keeping in mind though, that many teaching techniques can benefit all of your students it is also important to use both of these techniques to bene fit the students that use both the left and right side of their brain. As an educator you need to understand how your students learn best whether it is a dominate left or right brained student or the whole brained learner that likes a pastiche of both techniques. Another great benefit you can find using these techniques in your lessons is to get a dominate brained student to use there less used side of thinking.Through this we have versed how the brain works, how we process and learn information using both sides of our brain and how teaching techniques are important in learning as a whole. We all learn new things each and every solar day so use this as it is vital information to help you learn to your full potential. Today, in more than years past, we are using these studies to help students learn as much as they can. Teaching curriculums are always on par with the best technology out there and the more that we learn about the differences between the two halves of the brain the more our children can learn.

Computer Shopper Essay

Technology has evolved and changed throughout history and the world. In the 80s and even early 90s, slip writers and the mail man were highly relied on when it came to confabulation. Today when it comes to communication now we have e-mail and text messaging. Presently antithetic professions use computer but with different configurations. So what I did was take three known professions business, student and professional gamer. To describe what functions are inevitable for their profession. The Student Being a fulltime student takes a lot and requires one to be on visor at every task at hand. Having all materials such as paper, books, pens and pencils. Even through textbooks breaks the bank building in your pockets. The need for a notebook also known as a laptop is a major requirement. Having a notebook definitely helps a lot in everyday class curriculums. champion problem is that once you have your notebook you need software such Microsoft Office. Microsoft Office is a howling(p renominal) tool when it comes to creating and reviewing documents. How can you determine what type of notebook to get though? On table 1 below, I have looked into Best Buy, one of Americas top known electronic retail companies, to see what is it that they have to offer to students. I came across Hewart Packard Pavilion A-8 series. This notebook comes with a 500 thou hard drive and 4 gigabytes of memory. The processor is an Intel Celeron 2.1GHz. It is not one of Intels high end processors but for a student, it is definitely at the top of its class. The price provided by Best Buy is $429.99.The Business ManReports, meetings, reviews, and depth psychology are the assignments general business men have to complete daily, weekly and/or monthly. But what type of desktop does a business man usually have in his or her office? few random hand me down desktop provided by the IT Department? I believe so. What if you were your own honcho and needed some sort of desktop that can get youthrough everyday business. What type would you go for? Generally you want a desktop with a moderate processor, high on memory and a large hard drive to keep all documentation. Below on table 1, I suggested the dingle XPS desktop. Dell is popular nationwide when it comes to businesses and even schools. The Dell XPS provides 1TB of hard drive, 12GB of memory, and on top of that a 3.4 Intel quaternate Generation Core. This desktop is an awesome display of business power and priced at $699.99.

The Battle of Vicksburg

The object of contention in the siege of siege of Vicksburg campaign was the disseminated multiple sclerosis River, which bore the same relation to the seceding S exposehern state of matters that the Hudson bore to the rebellious Thirteen Colonies in the Revolutionary War it divided them into two parts (Ballard(1) 3-5). If the Union forces could get control of this river they would split the federation in two, and stop the passage of supplies and men to the Confederate armies in the east from Arkansas, Louisiana, and Texas (Ballard(1) 72). This was a purely war machine consideration, however on that point was also a political and commercial consideration.The Mississippi was the great high air of mass between the Northwestern States and the outside world so long as any part of it was controlled by Confederate batteries the highway was closed (Ballard(1) 8). The Confederates in the first year of the war controlled the middle portion of the river by the forts at Columbus, New Mad rid and Is grease No. 10, gather Pillow and Fort Randolph (Ballard(1) 18). Columbus was evacuated a on the spur of the moment while after the fall of Forts Henry and Donelson (Ballard(1) 27). frequent Pope, with the help of Footes fleet, captured New Madrid and Island No. 10, in April, 1862.The victory at Shiloh (April 6 and 7, 1862) advanced the Union line southerlyward to the Memphis and Charleston Railway, Fort Pillow was abandoned by the Confederates on the 4th of June, and Fort Randolph the attached day (Ballard(1) 42-43). At this quantify the Federals and the Confederates both had fleets on the river. Footes fleet, now commanded by Commodore Davis, Foote being still disabled by the wound he received at Donelson, pushed on down the river, as one Confederate post after other was evacuated or taken. On whitethorn 10, 1862, the Confederate flotilla had outpouringed the Union fleet at Fort Pillow and been thwarted (Shea and Winschel 10).On June 7 the Union squadron attacke d the Confederate fleet at Memphis, destroying three of its vessels, damaging others, and driving the fleet southward. The mayor of Memphis immediately surrendered the town to Davis. The river was now percipient southward as far as Vicksburg (Shea and Winschel 11-12). On the 25th of April, 1862, Farraguts fleet had arrived at New Orleans and taken possession of that city in May the fleet moved up the river and took Baton Rouge and Natchez, and, with the assistance of a small detachment of land troops, tried to take Vicksburg, but failed (Shea and Winschel 35-37).The Confederate authorities, now appreciating the importance and the peril of Vicksburg, had it strongly garrisoned and provided with batteries to command the river. By direction of the authorities at Washington, Farragut, with his fleet of ships and gunboats, and General Williams, with a small force of artillery and infantry, do another unsuccessful effort against Vicksburg, toward the end of June, 1862 (Ballard(2) 16-17 ).Vicksburg was now the unless point of the river held by the Confederates, but in August General Breckinridge garrisoned Port Hudson, two hundred miles below Vicksburg, and began stipulateting up heavy batteries there to command the river. Thenceforward this point, also, was occupy by the Confederates until after the fall of Vicksburg. The Confederates also regained control of the river as far atomic number 7 as Helena, Arkansas. (Ballard (2) 45-47). Such was the situation along the Mississippi in September, 1862.Halleck, having captured Corinth and dispersed his army, had gone to Washington to fag the office of Generalin-Chief, leaving dedicate in command of all troops in the vicinity of Memphis and Corinth and as far back as Columbus, Ky (Ropes 35). Buell and Bragg were in their race for Kentucky, and feeds forces had been drawn upon to reinforce Buells lot now had only about 42,000 men. With these he was required by Halleck to guard the railway from Memphis to Decatur, t wo hundred miles, and keep render communication with Buell. This constrained him to a passive defensive attitude for the time (Ballard (2) 186-87).The Confederate troops in Mississippi composed two independent commands, each about 16,000 strong. One force nether caravan Dorn the other under Sterling Price. On the 2nd of September Price received word from Bragg that Rosecrans, whose array of the Mississippi organise the left of Grants line, was about to march to Tennessee in order to join Buell. Bragg asked Price to maintain this movement. Accordingly, Price asked cutting edge Dorn to join forces with him to attack Rosecrans. Van Dorn agreed to join him, but replied that he should not be able to assemble his scattered forces before the 12th of the month.Fearing that this would not be early affluent to catch Rosecrans, Price moved out without waiting for Van Dorn. On the 14th he occupied Iuka. About the 18th Price and Van Dorn arranged to join their forces at Rienzi for an adva nce against Corinth (Shea and Hess 303-113). Meantime Grant had been watching the movements of Price and Van Dorn, and had resolved to attack Price at Iuka, before he and Van Dorn could unite their forces. To this end he assembled Rosecranss command and Ords division at Corinth, and started them toward Iuka.Rosecrans took the passageways by way of Rienzi and Jacinto, and was to progression Iuka from the direction of the south. Ord marched by way of the railway, and was to attack at the same time from the north and west. The combined attack was to drive Price against the Tennessee River. As usually happens with marches of concentration, this one miscarried. The upshot was, Rosecrans approached by one road only from the south, and attacked the Confederates without Ord. Darkness ended the combat, and during the night Price slipped out by the other road the Fulton road to the south (Ballard (1) 75-77) .Rosecrans and Ord returned to Corinth. Van Dorn and Price met at Ripley on the 28th of September, and Van Dorn took command of their combined force by virtue of his rank. Van Dorn marched the united force by way of Pocahontas and Chewalla, and formed line of battle to the northwesterly of Rosecranss position, near intrenchments at Corinth, on the morning of October the 3rd. The Confederates attacked, and by sunset had driven the Federals into the redoubts at the edge of the town. The next morning Van Dorn re bracinged the assault.The combat was ferocious but by noon it was over, and the Confederates were retreating from the field. Rosecrans made no pursuit until the next day. Van Dorn made good his retreat to Holly Springs. Rosecrans and Hurlbut pursued to Ripley and were then recalled by Grant to Corinth and Bolivar. General Pemberton was now sent to Mississippi to take command of all the Confederate forces in the State Rosecrans was called from Grants army to relieve Buell of the command of the Army of the Ohio. Grant was promised by Halleck a large body of new levies, and he purposed taking the offensive without delay (Reed 88).Meantime McClernand was in Washington working out a abstruse scheme with the President and the Secretary of War, by which he was to raise a volunteer army in Indiana, Illinois, and Iowa, and lead it down the Mississippi to capture Vicksburg. No intimation of this project was given to General Grant, but Halleck, of course, was informed of it. The result was that when Grant first wrote to Halleck (October 26) asking leave to move against Vicksburg, he received no reply to his letter. Then followed several contradictory and vague dispatches from Halleck, which unploughed Grant for some time slam what he was expected to do.At last, however, it was arranged that Grant should move with the main army from Grand Junction to Holly Springs, and be joined by Sherman with the troops from Memphis, on the Tallahatchie River. A force from Helena was to move across the Mississippi and threaten the Confederate rear at Grenada ( Reed 92-95). At this time Van Dorn commanded the Confederate forces about Holly Springs-some 24,000 men, formed in two divisions, under Price and Lovell. Vicksburg was garrisoned by 6,000 Confederates, and Port Hudson by 5,500. Pemberton had his headquarters at Jackson.By the 5th of November Grant had reached Oxford with the main body, and Sherman was at College Hill, a few miles northwest of that place. The force from Helena had carried out its part of the plan and had returned to Helena. Van Dorn had fallen back, before Grants advance, to Grenada. Up to this time Grant had advanced with no very definite plan, except to attack the enemy if he overtook him. But Van Dorn, by Pembertons order, had kept falling back. As Grants line of communication was now more than 200 miles long-a single-track railway back to Columbus, Kentucky,-Grant naturalised a secondary vile at Holly Springs.After considerable correspondence with Halleck, and the discussion of several plans with Sherman for th e capture of Vicksburg, it was finally arranged, with Hallecks approval, that Sherman should return to Memphis with one division. There he was to pick up all the newly arrived troops, and, with the troops under Steele from Helena, he was to organize an expedition to move by transports, under escort of Porters fleet of gunboats, to Vicksburg, while Grant marched his army along the left bank of the Yazoo against the same objective. Sherman was back at Memphis by the 12th of December, and set out for Vicksburg on the 20th (Reed 104-106).But events occurred which prevented Grant from carrying out his part of the plan. As a minute of raids Grant was forced to place his army on short rations, fall back to the Memphis and Charleston Railway, and open communications with Memphis. No supplies were to be had in the country it had been stripped. Sherman, in the meanwhile, had gone down the Mississippi. He had a force of 32,000 men and sixty guns, which he organized into four divisions. His d ivision commanders were M. L. Smith, A. J. Smith, G. W. Morgan, and Fred Steele.The expedition reached Milikens Bend, twenty-five miles supra Vicksburg, before daylight on Christmas day (Simon and Grant 98-100). Vicksburg stood 250 feet above the waters of the Mississippi, and from there a line of cliffs, known as Chickasaw Bluffs, ran northward twelve miles, to Hayness Bluff on the Yazoo River. The space between the base of the bluffs and the rivers was a wooded swamp cut up by bayous and creeks (Ropes 71). Pemberton had learned of Shermans expedition, and had hurried reinforcements to Vicksburg so that 12,000 Confederates were now intrenched upon the bluffs, awaiting Shermans attack.This expedition was also to have received the cooperation of an expedition under Banks from New Orleans. Banks, however, got no farther than Baton Rouge Sherman landed his troops, on the 26th of December, at capersons plantation, and his columns, on the 27th and 28th, meandered across the swamps and bayous toward the backside of the bluffs. Only one of the columns had a bridgetrain. On the 29th Sherman assaulted the Confederate position, but was unable to carry it. He remained in position two or three days, vainly trying to find some way by which to dislodge the Confederates.On the 2nd of January he reembarked his men, and, without opposition, returned to the mouth of the Yazoo. Here he was met by McClernand, with an order delegate that general to command the expedition. The order was dated about the 17th of December (Ropes 74-76). Thus ended in failure the project of a combined movement against Vicksburg by land and water. Works Cited Ballard, Michael B. (1) Vicksburg The Campaign That Opened the Mississippi. University of North Carolina Press, 2004. Ballard, Michael B. (2) civil War Mississippi A Guide. University Press of Mississippi, 2000. Shea, William L. and Hess, Earl J.Pea Ridge Civil War Campaign in the West. University of North Carolina Press, 1992. Shea, William L . and Winschel, Terrence J. Vicksburg Is the Key The Struggle for the Mississippi River. University of Nebraska Press, 2003. Simon, John Y. and Grant, Ulysses S. The Papers of Ulysses S. Grant April 1 July 6, 1863 Vol. 8. Southern Illinois University Press, 1979. Reed, Samuel R. The Vicksburg Campaign, and the Battles about Chattanooga under the Command of General U. S. Grant in 1862-63 a Historical Review. Cincinnati R. Clarke, 1882. Ropes, John Codman. The Army in the Civil War. Charles Scribners Sons, 1881.

The Demographic and Psycho-graphic Market Segmentation

The criteria used to develop the market segment for R.J. Reynolds Tobacco Co.s advanced brand of cigarette called Dakota is mainly that of demographics, and psyhcographics. The target market in this case appears to be poorly educated, masculine white females age 18-20, who enjoy being around their boyfriends and doing whatever their boyfriends are doing, for example going to bitter Rod shows, Tractor Pulls, cruising, and going to parties. This target market was most likely selected for two main reasons. The first is because of the massive profits to be gained from this particular collection and the second is because of this groups lack of education and down(p) self-regard.The marketing strategies used in this article clearly define demographic and psychographic market air division. Demographic segmentation consists of gender, age, income, family size, family life cycle, occupation, and education. The target market in this article consists of females, age 18-20, single, with no more education than steep school. This matches most of the criteria for demographic segmentation.Psychographic segmentation consists of identifying certain lifestyles based on the consumers values, activities, interests, opinions, and demographics. This article conveys that these women are Strivers, which means they are unsure of self and need approval from others. This group also seems to be search of several(prenominal) type of relief from their current lives (relief seekers). All of this data provides an idea of this groups values as well its activities and interests. Which makes this targeted group so vulnerable to tobacco companies marketing efforts.This market was selected because of its size and growth, and also probably because of this groups lack of education. This group of females aged 18-20 are the only group of Americans whose rate of smoking continues to increase. The reason wherefore this groups rate continues to grow is because they really dont know better and if they do they really dont care. This creats a wonderful opportunity for lucrative profits from the tobacco companies.This jump of marketing is called concentrated marketing, which focuses on one segment of the market. Marketing companies perform market research by collecting and analyzing data and turning this data into usable information. This Information includes demographics as well as phycographics. These late women already have the desire to consume cigarettes and R.J. Reynolds is making sure they consume their particular brand of cigarettes kinda of others.

Unit Paper

There isnt an Ameri jackpot citizen in the world ho doesnt know of the painstaking terror that swept through the country as we witnessed the scene via the myriad of media coverage on either channel. Watching these news sources and seeing the aftermath, and watching the government activity response as they tried to figure out why it happened was actu completelyy detrimental to the healing treat of the country. Hearing the scientists discuss how the towers fell, and listening as the government talked about how these terrorists gained access to the planes save worked to spread more than business organisation into the minds of the Ameri grass citizens.Had the media Just gone dark, had the government Just said, k, this happened, we need time to clean this up and discuss options, trust us, Then the country may have been able to relax a short(p) more. American citizens now have some level of post- traumatic stress simply from existence uncovered to what was going on in real time. I will neer blockade the video of the race Jumping from the buildings before their collapse, or the ash falling like snowflakes, covering everything around the city. Ill never forget the clouds of thick black smoke, and the exact moment that the towers finally elapsed.And Ill never forget the days after, and the images of the towers missing from that NYC skyline. And yet, Vive never even been to New York. The media showed every horrifying angle as things progressed, making it as though we were all standing on the roadway, gazing up at the horrors as they occurred. The news provided every view point and every option, even though 95% of them were speculative and so far from the truth. The terrorists goal was to make the US terrible of them in order to make their point, and while they did a decent Job of that, the media Just added icing o the cake.For months afterwards, commonwealth were too afraid to fly people were too fearful to use public transportation. This fear was Just perp etuated by the medias involvement. On the opposing end of the spectrum, the media can sometimes have a convinced(p) effect in minimizing the effectiveness of the terrorist attack. While flying into Boston in April of last year, I was astonish to hear the news of the city being in Lockwood. Sitting outside of Logan airport, the lack of people was eerie, and I pulled up the news on my phone to follow what was going on.The city was in Lockwood and police were requesting that people stay in their homes and off the roads to make it easier to search for the bombing suspect a handsome way of suggesting that Marshall Law was being imposed, but not exactly. The good thing about the media being involved in this was that people quickly heard that they should stay inside, which cle ard the roads and made it thinkable for the police and government to really focus and search for Tsarinas. Would they have found him if they hadnt put the city on Lockwood?Probably, but you cant be certain, ND it was more effective to do so to ensure that he was locate as quickly as possible. Social networking is almost as bad as the media. Daily, there are posts about a child with cancer or a family whose home burned down that are asking people to like the photo. This is all misinformation and useless. Not to mention the things people post about terrorists or even the government, where you can tell that they have heard one thing and assumed the rest. That being said, accessible networking has a knack for escalating facts really quickly until they are more lie than truth.Its important to be informed, but when youre getting your facts from a post thats majority misinformation, it Just snowballs and leads to a bunch of confusion and panic. Thats not eternally the case, however. Sometimes, social networking can be a fantastic tool when it comes to terrorist activity. The ability to share posts on Backbone, for example, can be an excellent tool if the police are searching for a particular suspect. A designate or description can be released, and people can spread it to millions of others in mere minutes.Not Just relating to terrorism, but crime in mineral, this is incredible and has been known to assist with finding many people, suspects and victims. While the media can be a useful aspect when it comes to terrorist activity, it is generally more of a hassle than an aiding tool. Its our civil skilful to be kept informed on the events in our country, but in times of an attack, our government should focus on responding before they should worry about letting us bystanders know what happened. A terrorist attack is performed with the impersonal of instilling fear in the targeted audience, and when facts are misconstrued, this is Just perpetuated.

Problem Set 6 and Car Buying Assignment Research Paper

trouble Set 6 and Car Buying Assignment - Research Paper Examplef $8,143= ($1221.45+$750) =$1,971.45(deductible) Stop-loss own policy=$3,000 =$3,000-$1,971.45=$1,028.55 Sarahs friend was not right due to the fact that the stop loss policy was expensive (Ferenc, 2011). Solution to gesture 5 Coverage=80% out core expenses Deductible=$ viosterol Medical expenses=$1, coulomb sum of money paid by the insurance=? =$1100-$500=$600 80% of 600=$480 Problem Set 7 Solution to question 1 Total assets=$225,000,000 Total liabilities=$5,000,000 Total shares=$4,400,000 sack up asset value= (total assets-total liabilities)/total number of shares Net asset value= ($225,000,000-$5,000,000)/4,400,000=$50 per share Solution to question 2 A Amount invested=$10,000 Interest send =8.5% Mortgage=$90,000 Selling price=$120,000 Purchase price=$100,000 Gross earnings= ($120,000-$100,000) =$20,000 B. Net profit/loss=gross profit-interest paid for the one-third years Interest paid for the three years= ( 8.5%x 90,000x3) =$22,950 Net profit or loss=$20,000-($7,650x3) =$20,000-$22,950= -$2,950(loss) C. Rate of return= $(-2950/20,000) x 100% =14.75% Solution to question 3 Total assets=$108,000 Total liabilities=$16,800 Net worth=total assets total liabilities Net worth= (108,000-16,800) =$91,200 Solution to question 4 Amount accumulated=$4,000,000 Period=45 years 3 children and 5 grandchildren A. According to objective 4 Barry and Mary can gift $13,000 each to anyone of their choice. Amount capable to the three children= ($13000 x 2 x3) =$78,000 B. For grand children= ($13,000 x2 x5) =$130,000 C. Total amount of estate remove = ($130,000+$78,000) =$208,000 Solution to question 5 A Return on investment= ($240,000-$200,000)/200,000) x 100%= 20% B. Amount invested=$20,000 Amount borrowed=$180,000(interest free) Return on investment= ($240,000-$200,000) =$40,000 ($40,000/$20,000)100=200% Car Buying Assignment The new Mercedes M family that is ML350 sport utility is one of the recent mode ls from Mercedes Benz in the market. The railroad railroad car is affordable and within the work out control hence creating an opportunity to individual the chance of ownership after considering a number of factors such as price, registration expenses ,taxes and the maintenance costs (www.cars.com)The choice of this car majorly depends on the market price, for instance in this case, the car is priced at 65,000 dollars when all the costs have been incorporated. The amount of tax payable by the buyer is to a fault fair because if one was to buy this car then they leave behind pay tax at the rate of 8 percent up to 60 months, this result into a reasonable monthly payment of 838.48 dollars. In this case, it is very important to consider the element of tax before one buys a particular car so as to enable the preparation of an appropriate budget which enables one conform to the right budget without straining financially (Paul and Champion, 2005). In addition, the costs such as fixing costs and registration will vary depending on the model of the vehicle that one wants to purchase. Therefore, factors of price, tax, registration costs and fixing costs should be given a priority especially before an individual